Andrey Dimitrashuk

Advisory Home Loans

  • Home
  • About
    • About Me
    • Privacy Policy
  • Blog
  • Resources
    • First Time Home Buyer Tips
    • First Time Home Seller Tips
    • Closing Costs
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • Mortgage FAQ
    • Mortgage Glossary
  • My Reviews
  • Apply Now
  • Contact

Loan Checklist

Documents required vary from loan to loan, but generally the following are required, often for up to two years back:

  • Personal identification – current driver’s license for each applicant. Also Green Card(s) if applicable
  • Most recent 30 days of consecutive pay stubs Checklist
  • Most recent two years W-2’s
  • Most recent two years personal tax returns – with all supporting schedules
  • Most recent two years business tax returns for all business in which the applicant(s) owns 25% or more of the company– with all supporting schedules
  • All K-1’s for the two most recent years
  • Most recent two years of 1099’s – for social security, pension, annuities, etc.
  • Most recent Social Security Benefits letter
  • Most recent two consecutive checking, savings and investment account statements – with all pages
  • Employment history for the last two years
  • Residency history for the last two years with name and contact information for the landlord(s)
  • Purchase contract that has been executed by all parties – with all pages and addendums
  • Bankruptcy discharge and possibly the actual filing – with all pages
  • Divorce decree and property settlement agreement – with all pages
  • All relevant documentation in connection with a foreclosure, short sale or Deed in Lieu of Foreclosure
  • Owner’s title insurance policy on subject property (only for refinancing)
  • Prior survey of subject property (only for refinancing)
  • Most recent hazard/windstorm and/or flood insurance declaration page(s) on the subject property (only for refinancing)
  • Most recent mortgage statement(s) on loan(s) to be paid off on subject property (only for refinancing)

Note: Depending on the loan program you select, more of less documentation may be required.

Andrey D

Contact Andrey


Loan Officer
Advisory Logo
CALL (559) 709-1820

NMLS# 1583893 | CalDRE# 02070049
GET A RATE QUOTE  
APPLY  

Connect with Me!

Let’s Keep In Touch!

  • This field is for validation purposes and should be left unchanged.

Browse Articles by Category

The Latest Articles

  • White Lies That Could Make It Harder To Buy A Home
  • Rebuilding Costs: Rethinking How Much Homeowners Insurance You Really Need
  • 5 Tips for Crafting a Counter-offer That Doesn’t Scare Away a Potential Home Buyer
  • What’s Ahead For Mortgage Rates This Week – March 27, 2023
nmlsconsumeraccess.org
Equal Housing Lender

Our Location

2560 W Shaw Ln #105
Fresno, CA 93711

Copyright © 2023 · Powered by MySMARTblog